How to Lower Your Credit Utilization by Getting Added to a Tradeline with a High Limit
Credit utilization plays a crucial role in determining your credit score. It's the ratio of your outstanding credit card balances to your...
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Akeem Bey
Aug 30, 20232 min read
This Is Why Your Inquiries Won't Come Off Your Equifax Credit Report!!!
Rivera v Equifax Case This is a case called Rivera v. Equifax. Where a man named Francisco Rivera found an inquiry on his credit report...
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Akeem Bey
Aug 25, 20232 min read
Unleash the Power of ChatGPT to Find FCRA Violations and Boost Your Credit Score
Are you tired of derogatory accounts weighing down your credit score? Do you want to take control of your financial future? Look no...
128 views1 comment
Akeem Bey
Aug 22, 20232 min read
"Credit Report Charge-Off Chaos: Spotting and Slaying Inaccuracies"
Inaccuracies in charge-off accounts reported on consumer credit reports can have a significant impact on your credit score and financial...
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Akeem Bey
Aug 21, 20233 min read
Why Inaccurate Late Payments Sneak Onto Your Credit Report (Includes Sample Dispute Letter)
Inaccurate late payments on a consumer's credit report can occur for various reasons, many of which are unintentional errors by the...
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Akeem Bey
Aug 4, 20232 min read
Protecting Your Rights: How to Sue Creditors and Collectors for TILA and FDCPA Violations
Dealing with charged-off and collections accounts can be a stressful experience for consumers. However, it's essential to know that you...
304 views3 comments
Akeem Bey
Aug 2, 20232 min read
Building a Strong Case for FCRA Non-Compliance: Your Path to Taking on the Credit Bureaus
Navigating the complex landscape of credit reporting can be overwhelming, but armed with knowledge and strategic techniques, consumers...
111 views1 comment
Akeem Bey
Aug 1, 20232 min read
Rivera v. Equifax: Unveiling the Truth About Inquiry Disputes and Your FCRA Rights
In the world of credit repair, one landmark case has shed light on a crucial aspect of the Fair Credit Reporting Act (FCRA) and how it...
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Akeem Bey
Jul 31, 20232 min read
Protecting Yourself Against Debt Collectors: Your Rights Under Consumer Protection Laws!!!
Facing debt collectors can be overwhelming and stressful, but knowing your rights and understanding consumer protection laws can empower...
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Akeem Bey
Jul 30, 20232 min read
Unleashing the Accommodation Clause: Your Key to Removing Late Payments from Your Credit Report
Late payments on a credit report can significantly impact a consumer's creditworthiness and financial opportunities. However, many...
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Akeem Bey
Jul 29, 20232 min read
How Entrepreneurs Maximize Cash Flow: Paying Themselves with Credit Cards
The Power of ADP and Plastiq Integration: ADP, renowned for its robust payroll services, offers an integration feature that seamlessly...
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Akeem Bey
Jul 28, 20232 min read
Unleashing the Power of Arbitration Dispute Method: A Consumer's Guide
Introduction: In the world of credit disputes and inaccuracies on credit reports, consumers often face an uphill battle when dealing with...
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Akeem Bey
Mar 9, 20233 min read
10 Steps To Better Credit
Here's a ten-step process for consumers to improve their credit score by disputing negative items on their credit report and maximizing...
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Akeem Bey
Feb 16, 20231 min read
25 Best Tradelines To Build Personal & Business Credit
Personal Credit Tradelines 1. Yendo: yendo.com 2. StellarFi: stellarfi.com 3. Kikoff: https://kikoff.com 4. EXTRA Card: extra.app 5....
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Akeem Bey
Feb 12, 20232 min read
How To Delete Reinserted Information Off Your Credit Report
If you have ever had an item deleted from your credit report only to have it put back on your credit report months or even years later,...
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Akeem Bey
Jan 29, 20232 min read
What does the credit reporting company do after I notify it of an error on my credit report?
The credit reporting company must investigate the dispute within 30 days of receiving it. There are a few exceptions with this: If you...
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Akeem Bey
Jan 17, 20234 min read
How To Leverage Debt To Fund Your Business
Everyone is online teaching people how to access business credit without the use of their personal credit. Which is cool. But it's not...
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Akeem Bey
Jan 11, 20234 min read
What You Need To Know About Deleting Items Off Of Your Report!!!
Be ready to go to court... Not entirely. I say that because, when you start the dispute process, you are invoking the law on your behalf....
240 views0 comments
Akeem Bey
Jan 7, 20231 min read
How To Respond To Transunion "Not You" Letter
If you've ever disputed with Transunion, you may have gotten a response letter from them stating something along the lines that they do...
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Akeem Bey
Jan 5, 20232 min read
How To Improve Your Chances of Getting a Credit Limit Increase
One of the best ways to improve your chances of getting a credit limit increase is to increase your income. Or at least be able to prove...
253 views0 comments
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